Vehicle Finance
Welcome to Lyft money
Welcome to Lyft money
Vehicle Finance
Truck & Trailer Finance
Equipment & Machinery Finance
Business Finance
We can help if you are looking for...
With so many options, it can be overwhelming to find suitable loans for your needs, let alone the right commercial finance broker expert who can help. With Lyft Money, you’ll benefit from our 15 years of combined industry experience, insider knowledge and extensive network. We know exactly where to look to find, negotiate and source the best cost-effective loan options tailored to your needs.
We provide a full service range of loan products to ensure your business (no matter the size) is on the right path including chattel mortgage, asset finance, heavy vehicle finance, equipment and machinery finance, no doc loans, low doc loans, unsecured business loans, rent to own, insurance premium funding, debtor finance and refinancing. Your satisfaction is our priority. With specialists solely dedicated to your interests, expect personalised attention and solutions that serve you first.
We have helped hundreds of customers, and perfected this process to be as easy and fast as possible. Let us take charge of your application process, use our existing leverage and help navigate through all of the hurdles of the lending marketplace. This will help give you clarity and confidence to move forward easier and faster than ever before.
Fill out our online form (3 mins)
One of our finance specialists will contact you to understand your objectives via a phone call
We start the process and do the heavy lifting including filling the necessary paperwork, sourcing and negotiating you the best deal… while keeping you updated on every step of the way
Enjoy your next asset that helps you move forwar
…amazing turnaround time from application to approval…I have never come across a finance company that was so easy to deal with. They asked for all information upfront and didn’t have to provide anymore information unlike other companies that say oh we need this and that. Definitely worth it”- Kerry Bake-Moss
Find answers to commonly asked questions. If you still need help, feel free to contact us by clicking the blue button below.
No, filling out our online form will not affect your credit score. When you complete the initial online application with Lyft Money, we perform a preliminary assessment that doesn't involve a credit check, so it won't leave any marks on your credit file.
However, once we formally submit your application to a lender this may involve an upfront credit check that can leave an inquiry on your credit file. This is a standard procedure in the finance industry whenever a credit application is formally reviewed.
If you have any concerns or would like more information about this process, feel free to contact our team.
We specialise in financing a wide range of commercial assets, including vehicles, machinery, industrial equipment, and technology for small to medium-sized enterprises (SMEs).
Typically, we require details about your business, the asset you wish to finance, financial statements, and identification documents. Our team will provide a detailed list during or after your online application.
Our approval process is efficient, with most applications being approved within 24 to 48 hours. However, more complex cases may take a little longer.
Repayment terms vary depending on the type of asset and the finance agreement. We offer flexible terms ranging from 12 months to 7 years, with the option to structure repayments to suit your cash flow.
Interest rates vary based on the type of asset, the loan amount, and the risk profile of your business. Our rates are competitive, and we will provide you with a tailored quote during the application process.
Absolutely! We offer refinancing options that allow you to unlock the equity in your existing assets, providing your business with additional working capital.
In Addition we can also refinance your exisiting loan agreement with another lender to help you reduce your interest rate or monthly repayment.
Yes, we consider financing for startups, though the approval may depend on factors like business plan strength, projected income, and available collateral.
Yes, asset finance can offer multiple tax benefits for your business. Depending on the structure of your finance agreement and the type of asset, you may be able to take advantage of the following tax benefits:
Tax Deductible Repayments:
The interest portion of your asset finance repayments is typically tax-deductible as a business expense. Additionally, if you're leasing an asset, the entire lease payment may be deductible.
Depreciation Deductions:
If you purchase the asset through finance, you may be eligible to claim depreciation on the asset, reducing your taxable income.
Instant Asset Write-Off:
Depending on the asset and the current tax laws, your business may qualify for the Instant Asset Write-Off, allowing you to immediately deduct the cost of eligible assets.
GST Benefits:
For GST-registered businesses, you may be able to claim back the GST on the purchase price of the asset, or the GST portion of your lease payments.
Please note that the specific tax benefits will depend on your individual business circumstances and the current tax laws. We recommend consulting with a tax advisor or accountant to understand how asset finance can best work for your business.
Illion BankStatements is a secure online service that allows you to share your bank transaction history with us quickly and easily. This service helps speed up the application process by providing us with the necessary financial information directly from your bank.
Are they safe to use?
Yes, Illion BankStatements are completely safe to use. The service is encrypted and compliant with the highest standards of data security and privacy. When you use Illion BankStatements, your login details are never shared with us or any third party. Illion acts as a secure intermediary, and your bank information is only accessed for the purpose of retrieving the necessary statements.
Your privacy and security are our top priorities, and we only use reputable, secure services like Illion to ensure your information is protected.
