Find your perfect business loan, fast
Need Business Finance?
Build unstoppable momentum: Fuel your business with tailored finance solutions.
Trusted by 50+ Lending Partners
5-Star Google Reviews
Satisfied Customers
Million In Funds Delivered
Why Choose Lyft Money?
Access the right funding to grow, invest, and manage cash flow with confidence. Whether you’re expanding, purchasing equipment, or need working capital, Lyft Money provides tailored finance solutions to support your business.
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Finance for all business types
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Flexible loan options
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Fast approvals
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Competitive rates from 6.24%.
How It Works
How Lyft Money works
Getting finance through Lyft Money is simple. Apply online in minutes and get fast approval from real people who understand business. Once approved, access your funds and use them how and when you need — with no hidden fees or confusing terms.
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Australia Wide
At Lyft Money, we specialise in business and equipment finance tailored to your needs. Whether you’re expanding, upgrading, or managing cash flow, our team works with you every step of the way to secure the right finance solution—wherever you are in Australia.
Frequently asked questions
Find answers to commonly asked questions. If you still need help, feel free to contact us by clicking the blue button below.
What is Lyft Money?
Lyft Money is your answer to easy and jargon-free personal and business loan lending. For too long, we’ve seen Australians miss out on competitive financing due to the complexity of the lending market. Our lending process is simple. You tell us what you need, and our finance experts will source the best loan product that meets your needs and expectations. Our mission is to become an industry leader in honest business and personal lending. From the moment you get in touch with us to the second your loan is approved, Lyft Money guarantees complete transparency.
What kind of loans does Lyft Money offer?
From small business loans to equipment financing, personal loans and more, Lyft Money can assist borrowers from all walks of life. Whether you’re starting your own business or looking to purchase a new car, Lyft Money is here to support you along your financial journey.
Does applying with Lyft Money affect my credit score?
Lyft Money is an authorised agent for Equifax, which means any loan application you make with us will not be listed on your credit file. Once we agree to work with you, you’ll be presented with a range of loan options that best suits your financial situation and be asked if you’d like to move forward. We’ll assist in submitting an application to your lender of choice, and an enquiry will then be added to your credit file once the loan is approved and settled.
Is Illion Bank Statements safe to use?
Absolutely! Lyft Money uses illion to protect your personal data from fraudulent and criminal activity via 256-bit bank-level encryption. And as illion is owned and operated in Australia, you can rest assured that your data will remain on Aussie shores.
Why do you use Illion Bank Statements?
Aside from providing top-notch security and privacy, illion Bank Statements allow our lenders to assess your application in just 15 minutes! illion Bank Statements streamlines the data extraction process, bidding goodbye to the industry standard 2-3 hour application timeframe.
How long does the loan application process take?
Loan pre-approval with Lyft Money can be achieved within minutes, so long as you provide all necessary documentation and information, the entire loan process can be completed within the same day!