Close relationships with over 40 business and personal loan lenders in Australia

Risk-free and same-day pre-approvals

Expert guidance from a finance professional

I’m looking to borrow:







This loan is for



Services we provide

  • Vehicle Finance

  • Truck Finance

  • Equipment

  • Working

  • Stock/supplies

  • Personal

Why work with Lyft Money?

High approval rates

We understand the Australian lending market better than anyone else. And with fantastic relationships with more than 40 lenders, our lending experts can swiftly get you matched and approved.

Keep your credit score in the green

As an authorised agent of Equifax, your personal and business loan application won’t trigger an enquiry on your credit file. We’ll only present you with the best Australian personal loan lenders to ensure you receive a product tailored to your circumstances.

No hidden fees

With Lyft Money, what you see is what you get. Our mission is to simplify digital finance, starting with transparent and honest customer service.

Competitive wholesale rates

Lyft Money has access to the cheapest rates in the market from Australia’s top lenders, ensuring you receive a low-cost loan with minimal fuss.

Trusted by leading Australian associations

Lyft Money were a pleasure to deal with making the purchase of our new company vehicle a breeze. This is the 3rd time we have used Lyft and would highly recommend.

It was a pleasure working with Stefan! Highly recommended and easy to deal with. Very professional and best customer service. He will put in 100% to make sure you get what you need. Stefan has gone above and beyond on both occasions that I’ve dealt with. There will be many more dealings guaranteed!!

Incredible service by Lyft Money. Professional, the quickest response time, reliable and helped me throughout the entire process. A big thank you to the Lyft Money team!

I recently worked with Jonathan he’s a really nice guy, answered all my questions and helped me out a lot with getting my car loan. I really appreciate your support. Highly recommend their service to everyone.

Get to know Lyft Money — FAQs

Lyft Money is your answer to easy and jargon-free personal and business loan lending. For too long, we’ve seen Australians miss out on competitive financing due to the complexity of the lending market. Our lending process is simple. You tell us what you need, and our finance experts will source the best loan product that meets your needs and expectations. Our mission is to become an industry leader in honest business and personal lending. From the moment you get in touch with us to the second your loan is approved, Lyft Money guarantees complete transparency.

From small business loans to equipment financing, personal loans and more, Lyft Money can assist borrowers from all walks of life. Whether you’re starting your own business or looking to purchase a new car, Lyft Money is here to support you along your financial journey.

Lyft Money is an authorised agent for Equifax, which means any loan application you make with us will not be listed on your credit file. Once we agree to work with you, you’ll be presented with a range of loan options that best suits your financial situation and be asked if you’d like to move forward. We’ll assist in submitting an application to your lender of choice, and an enquiry will then be added to your credit file once the loan is approved and settled.

Absolutely! Lyft Money uses illion to protect your personal data from fraudulent and criminal activity via 256-bit bank-level encryption. And as illion is owned and operated in Australia, you can rest assured that your data will remain on Aussie shores.

Aside from providing top-notch security and privacy, illion BankStatements allow our lenders to assess your application in just 15 minutes! illion BankStatements streamlines the data extraction process, bidding goodbye to the industry standard 2-3 hour application timeframe.

Loan pre-approval with Lyft Money can be achieved within minutes, so long as you provide all necessary documentation and information, the entire loan process can be completed within the same day!

A few of our trusted lending partners