Where money meets momentum
Finance that moves your business.
Business finance
Compare options from 48+ lenders. One broker explains the rate, fees and repayments before you decide.
340 client reviews
One broker from your first call through to funding.
What are you financing?
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Pick one and tell us roughly how much.
Award-winning service
Recognised at the Fintelligence Awards two years running, and rated 5.0 by 340 clients on Google.
What are you financing?
Business first. Every kind of finance.
Lyft Money specialises in commercial finance for Australian businesses, with vehicle, property and personal lending arranged by the same team.
Business financeLoans, lines of credit, overdrafts and invoice finance for cash flow and growth.Explore 
Equipment financeMachinery, plant, medical, hospitality and technology, funded against the asset.Explore 
Vehicle financeUtes, vans, cars and fleets for business, from 48+ lenders.Explore 
Trucks & trailersPrime movers, rigids, tippers and trailers for owner-drivers and fleets.Explore 
Commercial propertyBuy or refinance your premises, arranged through Lyft Financial.Explore 
Residential propertyHome loans built around real life, through Lyft Financial.Explore 
Personal financeCar loans, personal loans and finance for boats, caravans and bikes.Explore Access to 48+ business lenders
A selection from our business lending panel.
A clear next step
Smart matching.
A broker who knows your business.
Our AI helps check lender fit across our panel of 48+ lenders. Your broker reviews the options and explains what they mean for you.
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Tell us what you need.
We discuss your funding purpose, trading history and cash flow, then explain which documents are needed.
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Compare your options.
Your broker checks the lender fit, repayment structure and costs, and talks you through the choices available.
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Decide when you’re ready.
You give the go-ahead before a lender submission. Your broker then handles the next steps and keeps you updated.
The lender makes the final credit decision. Available options depend on your business and the lender’s assessment.
Parramatta based. Australia wide.
Wherever the work is, we can finance it.
Our office is at Parramatta Square, and we settle finance for businesses in every state and territory. Documents are handled online and your broker is a phone call away.
- Ute · $68,000Liverpool, NSW
- Prime mover · $295,000Wollongong, NSW
- Dental chair · $132,000Sydney, NSW
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- lenders on our panel
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- client reviews, rated 5.0
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- states and territories
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- finance products compared
Built for your industry
Finance shaped around how you get paid.
Not sure where to start? Tell us what you need.
A Lyft Money broker will call to talk through your business and the options that fit. No obligation, and nothing goes to a lender without your go-ahead.
From Lyft Money clients
Clear advice.
People who stay in touch.
Read what clients say about working with our team, across the different types of finance we arrange.
“keeping us informed every step of the way”
“He explained all the financing options clearly”
“helped out my business”
Read the full reviews
Am I eligible for an unsecured business loan?
We compare options for Australian businesses. Lenders look at factors such as trading time, turnover, cash flow, credit history and the amount you need. Tell us about your business and we will explain which options may fit. There is no single minimum that applies across every lender on our panel.
Will checking my options affect my credit file?
Making an initial enquiry is not the same as applying to a lender. We discuss your circumstances and likely options first. Your broker will explain any credit check that is required and obtain your consent before proceeding.
Does unsecured mean no personal guarantee?
No. An unsecured business loan can still require a personal or director’s guarantee. A guarantee may make you personally responsible if the business cannot repay the loan. We explain the lender’s security and guarantee requirements before you decide.
What rates and fees will I pay?
Costs depend on your business, the lender, amount and term. Your broker will explain how the rate is calculated, your repayments, lender fees, any broker fee, ongoing charges and the scheduled total cost. We also explain any early-payout conditions.
What documents will you need?
We start with a conversation about your business. To assess your options, lenders commonly need identification and recent business bank statements. Depending on the loan, they may also request BAS, financials or statements for existing debts. Your broker gives you a clear list for your situation.
How quickly can I access funding?
Timing depends on the lender, your application and the documents available. Tell us your deadline so we can explain the likely timing and what is needed to move forward. Funding is subject to lender approval and completion of any conditions.
Can you help with ATO debt or existing loans?
We can review options for ATO debt and existing business borrowing. We look at your current repayments, cash flow and lender requirements, then explain any options available and their costs. Refinancing may change the term and total amount you repay.
Are low-doc options available?
Yes, some lenders offer low-doc pathways. Low-doc does not mean no documents or automatic approval. The information required depends on your business, the amount and the lender. Your broker will explain what is needed.
Is Lyft Money a lender or a broker?
We are a finance broker. We compare suitable options from our lender panel and help you through the process. We explain any broker fee and how we are paid before you proceed. The lender assesses and decides the application.
Do I have to proceed after enquiring?
No. You can review the options and ask questions before deciding. Nothing is submitted to a lender without your go-ahead.
Your business. Your decision.
See your options.
Know the costs.
Decide with confidence.
One broker to explain it. Clear numbers before you proceed.
No obligation to proceed.