Flexible, Tailored Business Finance for Growing Australian Businesses

   1800 005 938   Level 14, 3 Parramatta Square, 153 Macquarie St, Parramatta NSW 2150

Drive Your Business Forward

Vehicle Finance

Get behind the wheel of the right vehicle – without draining your cash flow. Whether you need one car or an entire fleet, our flexible vehicle finance options help you fund business vehicles the smart way, with tailored terms and competitive rates.

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Satisfied Customers

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Million In Funds Delivered

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Vehicle Finance Benefits

At Lyft Money, we work with Australian businesses to finance vehicles that keep them moving – from delivery vans to luxury cars. With access to a broad panel of lenders, we match you with the right solution fast – without the dealership runaround.

  • Loans from $10K to $500K+

  • New and used vehicles accepted

  • Business and personal use options

  • Secured and unsecured loans available

  • Chattel mortgage, lease, and hire purchase structures

  • Competitive interest rates from trusted lenders

  • Flexible loan terms from 1 to 7 years

  • Pre-approvals available to buy with confidence

Why Choose Lyft Money?

Access the right funding to grow, invest, and manage cash flow with confidence. Whether you’re expanding, purchasing equipment, or need working capital, Lyft Money provides tailored finance solutions to support your business.

  • Finance for all business types

  • Flexible loan options

  • Fast approvals

  • Competitive rates from 6.24%.

Our Services

Vehicle Finance

Fund Business or Personal Vehicles

Whether you’re buying under an ABN or for personal use, we’ve got options.

Buy New or Used

Finance available for vehicles from dealers or private sellers.

Flexible Structures

Choose between chattel mortgage, lease, or consumer loan based on how you’ll use the vehicle.

Keep Your Cash in the Business

Fund the vehicle – not your working capital.

Pre-Approvals Available

Know your budget before you shop so you can negotiate with confidence.

Quick, Transparent Process

We handle the hard stuff – you just sign and drive.

What, When, Who?

What is Vehicle Finance?

Vehicle finance helps individuals and businesses purchase new or used vehicles through structured repayments over time. It’s available as a personal loan, chattel mortgage, lease, or hire purchase – depending on your needs and how the vehicle will be used.

You can finance cars, utes, vans, or even light trucks from dealerships, auctions, or private sellers.

When Should You Use Vehicle Finance?

Vehicle finance is ideal when:

  • You want to buy a vehicle without paying the full amount upfront

  • You’d prefer to keep your cash in savings or in your business

  • You’re looking to upgrade your current vehicle or purchase your first

  • You want structured monthly repayments with clear terms

  • You’re after a tax-effective solution for business use

Who Is It Great For?

Vehicle finance works for:

  • ABN holders, tradies, and sole traders needing business vehicles

  • Employees looking for personal car loans

  • Business owners purchasing fleet vehicles

  • First-time buyers wanting guidance and a fast outcome

  • Anyone wanting to avoid dealership finance traps or hidden fees

Our Services

Lyft Money Vehicle Finance

Personal or Business Use Covered

We help individuals and ABN holders find the right vehicle loan, fast.

Buy From Dealer or Private Seller

Whether it’s brand new or second-hand, we’ve got funding options to suit.

Flexible Structures and Repayments

Choose a finance product that suits your budget and vehicle use.

Finance That Puts You in the Driver’s Seat

We take care of the details so you can focus on getting the keys.

Our Service

Vehicle finance is more than just a loan – it’s your next step forward. Whether it’s for business or personal use, we help you get there faster with tailored solutions, quick turnarounds, and ongoing support

Contact Us

Ready to Get Started?

Apply in minutes – no upfront costs, no obligation, and no impact on your credit score. Just straight-up support, when you need it

Testimonials

what people say about us

Jane Sonata
Jane Sonata
Getting a car loan through Outgrid was the best decision I ever made. The entire process was smooth, and I was able to drive away in my dream car within days!
Travis Baker
Travis Baker
Getting a car loan through Outgrid was the best decision I ever made. The entire process was smooth, and I was able to drive away in my dream car within days!
Logan Diggs
Logan Diggs
Getting a car loan through Outgrid was the best decision I ever made. The entire process was smooth, and I was able to drive away in my dream car within days!
Kate Morrison
Kate Morrison
Getting a car loan through Outgrid was the best decision I ever made. The entire process was smooth, and I was able to drive away in my dream car within days!

Frequently asked questions

Find answers to commonly asked questions.  If you still need help, feel free to contact us by clicking the blue button below.

1. Can I finance a car for personal or business use?

Yes – we offer tailored finance for both personal and business vehicle purchases.

2. Do I need a deposit?

Not necessarily. We have low and no-deposit options depending on your credit and the vehicle you’re purchasing.

3. Can I finance a second-hand vehicle?

Yes. Most lenders accept used cars as long as they meet age and condition criteria.

4. Is a balloon/residual payment available?

Absolutely. You can structure the loan with a balloon to reduce your monthly repayments.

5. Can I get pre-approval?

Yes, and we recommend it! Pre-approval helps you shop with confidence and clarity on your budget.

Get a Quote

Looking for the best rates on your business loan?

Lyft Money has you covered! Our simple quote process makes it easier than ever to secure the funding you need to grow your business.

Complete the form to get a quote. One of our specialist brokers will be in touch within 24 hours to discuss your options.