Drive Your Business Forward
Vehicle Finance
Get behind the wheel of the right vehicle – without draining your cash flow. Whether you need one car or an entire fleet, our flexible vehicle finance options help you fund business vehicles the smart way, with tailored terms and competitive rates.
5-Star Google Reviews
Satisfied Customers
Million In Funds Delivered
Vehicle Finance Benefits
At Lyft Money, we work with Australian businesses to finance vehicles that keep them moving – from delivery vans to luxury cars. With access to a broad panel of lenders, we match you with the right solution fast – without the dealership runaround.
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Loans from $10K to $500K+
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New and used vehicles accepted
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Business and personal use options
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Secured and unsecured loans available
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Chattel mortgage, lease, and hire purchase structures
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Competitive interest rates from trusted lenders
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Flexible loan terms from 1 to 7 years
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Pre-approvals available to buy with confidence
Why Choose Lyft Money?
Access the right funding to grow, invest, and manage cash flow with confidence. Whether you’re expanding, purchasing equipment, or need working capital, Lyft Money provides tailored finance solutions to support your business.
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Finance for all business types
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Flexible loan options
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Fast approvals
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Competitive rates from 6.24%.
Our Services
Vehicle Finance
What, When, Who?
What is Vehicle Finance?
Vehicle finance helps individuals and businesses purchase new or used vehicles through structured repayments over time. It’s available as a personal loan, chattel mortgage, lease, or hire purchase – depending on your needs and how the vehicle will be used.
You can finance cars, utes, vans, or even light trucks from dealerships, auctions, or private sellers.
When Should You Use Vehicle Finance?
Vehicle finance is ideal when:
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You want to buy a vehicle without paying the full amount upfront
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You’d prefer to keep your cash in savings or in your business
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You’re looking to upgrade your current vehicle or purchase your first
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You want structured monthly repayments with clear terms
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You’re after a tax-effective solution for business use
Who Is It Great For?
Vehicle finance works for:
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ABN holders, tradies, and sole traders needing business vehicles
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Employees looking for personal car loans
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Business owners purchasing fleet vehicles
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First-time buyers wanting guidance and a fast outcome
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Anyone wanting to avoid dealership finance traps or hidden fees
Our Services
Lyft Money Vehicle Finance
Our Service
Vehicle finance is more than just a loan – it’s your next step forward. Whether it’s for business or personal use, we help you get there faster with tailored solutions, quick turnarounds, and ongoing support
Contact Us
Ready to Get Started?
Apply in minutes – no upfront costs, no obligation, and no impact on your credit score. Just straight-up support, when you need it
Testimonials
what people say about us
Jane Sonata
Travis Baker
Logan Diggs
Kate Morrison
Frequently asked questions
Find answers to commonly asked questions. If you still need help, feel free to contact us by clicking the blue button below.
1. Can I finance a car for personal or business use?
Yes – we offer tailored finance for both personal and business vehicle purchases.
2. Do I need a deposit?
Not necessarily. We have low and no-deposit options depending on your credit and the vehicle you’re purchasing.
3. Can I finance a second-hand vehicle?
Yes. Most lenders accept used cars as long as they meet age and condition criteria.
4. Is a balloon/residual payment available?
Absolutely. You can structure the loan with a balloon to reduce your monthly repayments.
5. Can I get pre-approval?
Yes, and we recommend it! Pre-approval helps you shop with confidence and clarity on your budget.