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HomeNewsNewsElectric Cars: The Future or Just an Expensive Fad?

Electric Cars: The Future or Just an Expensive Fad?

Look, we’ve all seen the headlines:

“EVs are the future.”
 “Say goodbye to petrol forever.”
 “Go green or go home!”

But here’s the real question:
Are electric vehicles (EVs) actually built to last, or are we just riding the hype train straight off a cliff?

Let’s break it down — no fluff, no greenwashing, just the truth.

The Promise of EVs (Sounds Great on Paper…)

Electric cars are meant to:

  • Lower emissions

  • Save you cash on fuel

  • Reduce servicing costs

  • Help save the planet

And yep — all of that can be true.
EVs are clean, quiet, and slick as hell. There’s no doubt they’re part of the future.

But here’s what most people (and finance companies) aren’t telling you…

The Real Problems with EVs Right Now

1. Battery Life = Ticking Clock

Most EV batteries start losing juice after 8–10 years. Replacing one? Think $10K–$20K.
It’s like buying a second car — just for the battery.

2. Charging in Australia is Still a Joke

Unless you live in the city and have your own garage, good luck finding consistent, fast charging.
Regional and rural? Forget it.

3. They Depreciate Like Crazy

Petrol cars drop in value slowly. EVs? The second you drive it off the lot, you’re losing thousands.
And because the tech keeps changing, no one wants last year’s battery system.

4. Not Tradie or Towing Friendly (Yet)

Need to tow a trailer? Haul gear? Hit the highway with tools in the back?
EVs just don’t have the torque or range to keep up — yet.

But Wait — They’re Still the Future?

Yes. And here’s why.

While EVs aren’t perfect, they’re evolving fast:

  • Battery range is improving

  • Charging networks are expanding

  • Government incentives are kicking in

  • More utes, vans, and work-ready EVs are on the way

It’s not about if EVs will take over — it’s about when.
And the smart money is preparing for it now.

Should You Finance an EV for Your Business?

Here’s the truth:
EVs can make financial sense — but only if:

  • You use the vehicle every day

  • You use the vehicle every day

  • You plan to turn it over in 3–5 years (before the battery becomes a liability)

  • You claim the tax benefits, instant asset write-offs, and energy incentives available

Use it smart? It can save you thousands over time.
Use it wrong? You’ve just financed a laptop on wheels that’ll be outdated by next year.

Final Word: Don’t Buy the Hype — Buy What Works for You

At Lyft Money, we’re not here to push EVs or petrol cars.
We’re here to help you figure out what’s actually going to work for your lifestyle, your business, and your bottom line.

Finance should be a growth tool — not a debt trap.

Thinking of Upgrading to an EV?

We’ll help you weigh it up properly:

  • Does it suit your day-to-day?

  • Does the cost stack up against your fuel and maintenance?

  • Can you flip it before the value crashes?

If it ticks the boxes — we’ll find the right finance solution. If it doesn’t — we’ll tell you straight. Chat to a broker who gets it

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