Smart Funding for Essential Assets
Asset Finance
Grow your business with tailored asset finance solutions. Whether you’re investing in vehicles, machinery, technology, or specialised equipment,
we help you fund the assets you need without tying up your working capital.
5-Star Google Reviews
Satisfied Customers
Million In Funds Delivered
Asset Finance Benefits
At Lyft Money, we specialise in matching Australian businesses with the right asset finance to support growth, efficiency, and opportunity. We offer flexible structures, fast approvals, and solutions tailored to your industry needs.
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Finance for a wide range of assets – vehicles, machinery, equipment
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Chattel mortgage, lease, or hire purchase options
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Low-doc and full-doc application pathways
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Finance up to 180% of the asset cost
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Suitable for new or used assets
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Repayments structured to suit your business cycle
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Preserves cash flow for operations and growth
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Tax-effective structures – check with your accountant
Why Choose Lyft Money?
Access the right funding to grow, invest, and manage cash flow with confidence. Whether you’re expanding, purchasing equipment, or need working capital, Lyft Money provides tailored finance solutions to support your business.
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Finance for all business types
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Flexible loan options
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Fast approvals
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Competitive rates from 5.99%.
Our Services
Asset Finance
What, When, Who?
What is Asset Finance?
Asset finance allows businesses to purchase major items like vehicles, equipment, or technology through structured repayment plans. Instead of paying upfront, you spread the cost over time – with the asset often acting as security.
When Should You Use Asset Finance?
Asset finance is ideal when:
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You’re expanding and need new equipment or vehicles
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You want to preserve cash for other operational costs
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You’re upgrading to more efficient or advanced assets
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You need a tax-effective way to acquire business assets
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You want to match repayments to asset usage and revenue
Who Is It Great For?
Perfect for:
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Construction, transport, healthcare, and agricultural businesses
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Tradies and subcontractors scaling up
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SMEs investing in long-term growth
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Companies replacing outdated vehicles or equipment
Our Services
Lyft Money Asset Finance
Our Service
Asset finance gives you the power to grow, compete, and succeed – without overextending your business. At Lyft Money, we make funding major assets simple, strategic, and stress-free.
Contact Us
Ready to Get Started?
Apply in minutes – no upfront costs, no obligation, and no impact on your credit score. Just straight-up support, when you need it
Testimonials
what people say about us
Jane Sonata
Travis Baker
Logan Diggs
Kate Morrison
Frequently asked questions
Find answers to commonly asked questions. If you still need help, feel free to contact us by clicking the blue button below.
1. What is asset finance used for?
Asset finance helps you acquire physical assets like vehicles, tools, and equipment without needing to pay the full amount upfront.
2. Can I upgrade the asset during the loan term?
In some cases, yes. We can help arrange flexible finance solutions with upgrade options.
3. What are the main types of asset finance?
Chattel mortgage, hire purchase, operating lease, and finance lease.
4. Is balloon/residual payment available?
Yes – it can help reduce your monthly repayments and preserve cash flow.
5. What happens at the end of the loan term?
You’ll either own the asset outright or have the option to purchase or upgrade, depending on your loan structure.