Lyft Money offers a variety of business finance options, including unsecured lines of credit, term loans, debtor finance (invoice funding), funding for stock and supplies, business acquisition finance, working capital finance, and trade finance. We tailor our solutions to meet the specific needs of your business.

Unsecured lines of credit provide businesses with flexible access to funds without needing to offer collateral. You can draw on the line of credit as needed and only pay interest on the amount used, making it an excellent option for managing cash flow or covering unexpected expenses.

Debtor finance, also known as invoice funding, allows you to access funds tied up in unpaid invoices. This type of finance can improve your cash flow by providing immediate access to a percentage of your outstanding invoices, which can be especially useful for businesses with lengthy payment terms.

Business acquisition finance is designed to help you acquire another business or a significant share in a business. This type of finance provides the necessary funds to complete the purchase, whether you’re expanding your current operations or entering a new market.

Our business finance options typically have terms ranging from 6 to 36 months. The specific term will depend on the type of finance and the needs of your business.

To apply for business finance, you will typically need to provide 3, 6, or 12 months of business bank statements, business/company financials, and ATO portals. The exact requirements depend on the loan amount you’re seeking and the strength of your business profile.

Working capital finance is designed to cover the day-to-day operational expenses of your business. This type of finance ensures you have the necessary cash flow to manage inventory, payroll, and other short-term expenses, helping to maintain smooth operations.

Yes, we offer financing specifically for purchasing stock and supplies. This type of funding helps you maintain adequate inventory levels and manage supply costs without straining your cash flow.

Once your application is approved, funds are typically available same day or in a few days. The exact timing can vary depending on the type of finance and the specific circumstances of your application.

Yes, many of our business finance options allow for early repayment. Depending on the terms of your loan, you may be able to pay off the loan early without incurring additional fees, though specific conditions may apply.

You can apply online through our website, or contact our team directly to discuss your needs. We’ll guide you through the application process and help you determine the best finance options for your business.