Smart Vehicle Finance for Business Owners
Business Vehicle Finance
Need a car, van, ute, or fleet for your business? We help ABN holders and business owners secure flexible vehicle finance that keeps their operations rolling – with low-doc options and fast approvals.
5-Star Google Reviews
Satisfied Customers
Million In Funds Delivered
Business Vehicle Finance Benefits
At Lyft Money, we make it simple for Australian businesses to purchase the vehicles they need without impacting cash flow. Whether you’re a sole trader or managing a team, we tailor funding to your business and budget.
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Suitable for cars, vans, utes, and fleets
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ABN-only, full-doc, and low-doc options
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Fast approvals and minimal paperwork
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Choose from chattel mortgage, lease, or hire purchase
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Finance vehicles new or used from dealer or private seller
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Tax-deductible interest and depreciation (consult your accountant)
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Finance up to 100% of the purchase price
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Tailored terms from 1 to 7 years


Why Choose Lyft Money?
Access the right funding to grow, invest, and manage cash flow with confidence. Whether you’re expanding, purchasing equipment, or need working capital, Lyft Money provides tailored finance solutions to support your business.
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Finance for all business types
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Flexible loan options
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Fast approvals
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Competitive rates from 6.24%.
Our Services
Business Vehicle Finance
ABN-Only Options Available
Been trading for 6 months or more? You may qualify with just your ABN and ID.
Choose Your Structure
We help select the right option – from chattel mortgage to commercial lease.
Fast, Simple Application
We handle the lender paperwork and get you approved quicker.
Buy From Anywhere
Keep Monthly Costs Predictable
We Work With Tradies, Retailers & More
Our finance suits all types of Aussie businesses – big or small.
What, When, Who?
What is Business Vehicle Finance?
Business vehicle finance lets you purchase a vehicle under your ABN using structured, tax-effective finance options like chattel mortgage or lease. The vehicle is typically used as security, allowing for lower rates and longer terms.
When Should You Use Business Vehicle Finance?
Use this when:
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You need to upgrade or expand your vehicle fleet
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You want to preserve working capital
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You’d prefer tax-effective vehicle ownership
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You want to buy a vehicle under your business name
Who Is It Great For?
Perfect for:
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Sole traders and ABN holders
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Tradies, delivery drivers, mobile businesses
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Business owners wanting to claim vehicle expenses
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Companies growing their teams or fleet
Our Services
Lyft Money Business Vehicle Finance
Drive Your Business Further
We fund utes, vans, and sedans to help you work smarter.
Keep Your Capital
Own the vehicle – without draining your business savings.
Get Approved Fast
Speedy applications and even faster results.
Real Support From Real People
You’ll have a dedicated broker the whole way through.
Our Service
Business vehicle finance made simple – so you can stop chasing paperwork and start driving results.
Contact Us
Ready to Get Started?
Apply in minutes – no upfront costs, no obligation, and no impact on your credit score. Just straight-up support, when you need it
Testimonials
what people say about us

Jane Sonata

Travis Baker

Logan Diggs

Kate Morrison
Frequently asked questions
Find answers to commonly asked questions. If you still need help, feel free to contact us by clicking the blue button below.
1. What’s the difference between business and personal vehicle finance?
Business vehicle finance is tailored for commercial use, often with tax advantages and different lending criteria.
2. Is novated leasing available?
Yes – we can help you set up novated leases and other business-use options.
3. Can I finance a fleet of vehicles?
Definitely. Whether it’s one ute or ten vans, we can arrange tailored fleet finance solutions.
4. Will this impact my business credit?
Yes, but in a positive way if repayments are made on time. It can help build your business’s credit history.
5. What if the vehicle is used for mixed personal and business use?
That’s fine – just let us know during your application so we structure the loan correctly.