Flexible, Tailored Business Finance for Growing Australian Businesses

   1800 005 938   Level 14, 3 Parramatta Square, 153 Macquarie St, Parramatta NSW 2150

Smart Vehicle Finance for Business Owners

Business Vehicle Finance

Need a car, van, ute, or fleet for your business? We help ABN holders and business owners secure flexible vehicle finance that keeps their operations rolling – with low-doc options and fast approvals.

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Satisfied Customers

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Million In Funds Delivered

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Business Vehicle Finance Benefits

At Lyft Money, we make it simple for Australian businesses to purchase the vehicles they need without impacting cash flow. Whether you’re a sole trader or managing a team, we tailor funding to your business and budget.

  • Suitable for cars, vans, utes, and fleets

  • ABN-only, full-doc, and low-doc options

  • Fast approvals and minimal paperwork

  • Choose from chattel mortgage, lease, or hire purchase

  • Finance vehicles new or used from dealer or private seller

  • Tax-deductible interest and depreciation (consult your accountant)

  • Finance up to 100% of the purchase price

  • Tailored terms from 1 to 7 years

Why Choose Lyft Money?

Access the right funding to grow, invest, and manage cash flow with confidence. Whether you’re expanding, purchasing equipment, or need working capital, Lyft Money provides tailored finance solutions to support your business.

  • Finance for all business types

  • Flexible loan options

  • Fast approvals

  • Competitive rates from 6.24%.

Our Services

Business Vehicle Finance

ABN-Only Options Available

Been trading for 6 months or more? You may qualify with just your ABN and ID.

Choose Your Structure

We help select the right option – from chattel mortgage to commercial lease.

Fast, Simple Application

We handle the lender paperwork and get you approved quicker.

Buy From Anywhere

Finance available for vehicles from dealerships, auctions, or private sellers.

Keep Monthly Costs Predictable

Structured repayments that suit your business cycle.

We Work With Tradies, Retailers & More

Our finance suits all types of Aussie businesses – big or small.

What, When, Who?

What is Business Vehicle Finance?

Business vehicle finance lets you purchase a vehicle under your ABN using structured, tax-effective finance options like chattel mortgage or lease. The vehicle is typically used as security, allowing for lower rates and longer terms.

When Should You Use Business Vehicle Finance?

Use this when:

  • You need to upgrade or expand your vehicle fleet

  • You want to preserve working capital

  • You’d prefer tax-effective vehicle ownership

  • You want to buy a vehicle under your business name

Who Is It Great For?

Perfect for:

  • Sole traders and ABN holders

  • Tradies, delivery drivers, mobile businesses

  • Business owners wanting to claim vehicle expenses

  • Companies growing their teams or fleet

Our Services

Lyft Money Business Vehicle Finance

Drive Your Business Further

We fund utes, vans, and sedans to help you work smarter.

Keep Your Capital

Own the vehicle – without draining your business savings.

Get Approved Fast

Speedy applications and even faster results.

Real Support From Real People

You’ll have a dedicated broker the whole way through.

Our Service

Business vehicle finance made simple – so you can stop chasing paperwork and start driving results.

Contact Us

Ready to Get Started?

Apply in minutes – no upfront costs, no obligation, and no impact on your credit score. Just straight-up support, when you need it

Testimonials

what people say about us

Jane Sonata
Jane Sonata
Getting a car loan through Outgrid was the best decision I ever made. The entire process was smooth, and I was able to drive away in my dream car within days!
Travis Baker
Travis Baker
Getting a car loan through Outgrid was the best decision I ever made. The entire process was smooth, and I was able to drive away in my dream car within days!
Logan Diggs
Logan Diggs
Getting a car loan through Outgrid was the best decision I ever made. The entire process was smooth, and I was able to drive away in my dream car within days!
Kate Morrison
Kate Morrison
Getting a car loan through Outgrid was the best decision I ever made. The entire process was smooth, and I was able to drive away in my dream car within days!

Frequently asked questions

Find answers to commonly asked questions.  If you still need help, feel free to contact us by clicking the blue button below.

1. What’s the difference between business and personal vehicle finance?

Business vehicle finance is tailored for commercial use, often with tax advantages and different lending criteria.

2. Is novated leasing available?

Yes – we can help you set up novated leases and other business-use options.

3. Can I finance a fleet of vehicles?

Definitely. Whether it’s one ute or ten vans, we can arrange tailored fleet finance solutions.

4. Will this impact my business credit?

Yes, but in a positive way if repayments are made on time. It can help build your business’s credit history.

5. What if the vehicle is used for mixed personal and business use?

That’s fine – just let us know during your application so we structure the loan correctly.

Get a Quote

Looking for the best rates on your business loan?

Lyft Money has you covered! Our simple quote process makes it easier than ever to secure the funding you need to grow your business.

Complete the form to get a quote. One of our specialist brokers will be in touch within 24 hours to discuss your options.