Fund the Tools That Power Your Business
Equipment Finance
Whether you’re upgrading, expanding, or replacing gear – we’ll help you finance the equipment your business depends on. With flexible terms and fast approvals, you can keep growing without draining your capital.
5-Star Google Reviews
Satisfied Customers
Million In Funds Delivered
Equipment Finance Benefits
At Lyft Money, we help Australian businesses access the tools they need to perform and scale. From tradies and healthcare providers to construction and agriculture businesses – we offer tailored equipment finance solutions that keep your operations moving.
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Finance for new or used equipment
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Suitable for all industries and ABN holders
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Preserve cash flow with structured repayments
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Chattel mortgage, lease, or hire purchase available
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Low-doc and full-doc options
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Buy from dealers, auctions, or private sales
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Finance up to 100% of equipment value
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Repay over 1–7 years with flexible options
Why Choose Lyft Money?
Access the right funding to grow, invest, and manage cash flow with confidence. Whether you’re expanding, purchasing equipment, or need working capital, Lyft Money provides tailored finance solutions to support your business.
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Finance for all business types
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Flexible loan options
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Fast approvals
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Competitive rates from 6.24%.
Our Services
Equipment Finance
What, When, Who?
What is Equipment Finance?
Equipment finance allows businesses to buy or lease machinery and tools without paying upfront. Instead, you repay the cost over time – freeing up capital for other expenses. Finance options include chattel mortgages, equipment leases, and hire purchase.
When Should You Use Equipment Finance?
Equipment finance is a smart move when:
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You want to upgrade or replace old gear
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You’re scaling your operations and need more tools
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You’ve secured new contracts and need equipment fast
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You want to preserve cash or working capital
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You’d prefer to match repayments with usage
Who Is It Great For?
Perfect for:
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Tradies and subcontractors
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Construction and civil businesses
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Manufacturing and fabrication
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Medical and dental practices
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Anyone needing plant, tools, or specialist equipment
Our Services
Lyft Money Equipment Finance
Our Service
Equipment finance gives you the tools to do the job – without the wait. We help businesses invest in their future with smart, tailored funding backed by industry expertise.
Contact Us
Ready to Get Started?
Apply in minutes – no upfront costs, no obligation, and no impact on your credit score. Just straight-up support, when you need it
Testimonials
what people say about us
Jane Sonata
Travis Baker
Logan Diggs
Kate Morrison
Frequently asked questions
Find answers to commonly asked questions. If you still need help, feel free to contact us by clicking the blue button below.
1. What qualifies as 'equipment' for finance?
Everything from coffee machines and office tech to construction gear and specialised industry equipment.
2. Is this the same as asset finance?
Yes – equipment finance is a type of asset finance specifically for tools, machinery, or devices needed to run your business.
3. Can I lease the equipment instead of buying?
Yes – options like operating leases, finance leases, and hire purchase agreements are all available.
4. Can startups access equipment finance?
Yes – though your options might be more limited, we can still help newer businesses get up and running.
5. How quickly can I access the equipment?
Many applications are approved within 24–48 hours, and equipment can be delivered straight after settlement.