Spread the Cost of Your Business Insurance
Insurance Premium Funding
Protect your business without draining your cash flow. Insurance premium funding lets you spread the cost of your annual insurance over monthly instalments – so you stay covered, without the upfront financial burden.
5-Star Google Reviews
Satisfied Customers
Million In Funds Delivered
Insurance Premium Funding Benefits
At Lyft Money, we know how important it is to stay insured without impacting your business’s liquidity. Our insurance premium funding options give you breathing room – helping you manage your cash flow and focus on growing your business.
-
Pay your insurance monthly, not all at once
-
Keep working capital available for business use
-
Quick approvals and simple setup
-
No security required
-
Consolidate multiple policies into one repayment
-
Flexible repayment terms to suit your budget
-
Stay covered and compliant
-
Ideal for all industries and business sizes
Why Choose Lyft Money?
Access the right funding to grow, invest, and manage cash flow with confidence. Whether you’re expanding, purchasing equipment, or need working capital, Lyft Money provides tailored finance solutions to support your business.
-
Finance for all business types
-
Flexible loan options
-
Fast approvals
-
Competitive rates from 6.24%.
Our Services
Insurance Premium Funding
What, When, Who?
What is Insurance Premium Funding?
Insurance premium funding allows businesses to pay for annual insurance policies in monthly instalments. Rather than paying a large sum upfront, a lender covers the cost of your insurance premium, and you repay it over time – just like a loan, but for insurance.
It ensures you stay covered while preserving your day-to-day cash flow.
When Should You Use Insurance Premium Funding?
You might consider this option when:
-
You want to avoid a large annual payment
-
Your business is growing and needs to maintain liquidity
-
You have multiple insurance policies and want to consolidate them
-
You prefer smaller, regular payments to manage budgeting
-
You want to invest cash into other areas of the business
Who Is It Great For?
This product is ideal for:
-
SMEs across all industries
-
Sole traders and ABN holders
-
Businesses with multiple or high-value insurance policies
-
Start-ups needing cover without a capital drain
Our Services
Lyft Money Insurance Premium Funding
Our Service
Insurance premium funding helps you stay compliant and protected – without the upfront cash stress.
Contact Us
Ready to Get Started?
Apply in minutes – no upfront costs, no obligation, and no impact on your credit score. Just straight-up support, when you need it
Testimonials
what people say about us
Jane Sonata
Travis Baker
Logan Diggs
Kate Morrison
Frequently asked questions
Find answers to commonly asked questions. If you still need help, feel free to contact us by clicking the blue button below.
1. What is insurance premium funding?
It’s a finance product that lets you pay your annual business insurance premiums in smaller, regular instalments.
2. Why should I use it instead of paying upfront?
It helps preserve cash flow and spreads costs evenly across the year, avoiding large one-off payments.
3. What types of insurance can be funded?
Most business policies including public liability, professional indemnity, commercial vehicle and business interruption cover.
4. Are the payments fixed?
Yes – you’ll have fixed, predictable payments over the agreed term.
5. Does it affect my insurance cover?
Not at all. You’re fully covered from day one, just like with a lump-sum payment.