Unlock Cash From Unpaid Invoices
Invoice Funding
Turn your outstanding invoices into fast cash. Invoice funding (also known as debtor finance) gives your business access to funds tied up in unpaid invoices – improving cash flow and letting you grow without waiting to get paid.
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Satisfied Customers
Million In Funds Delivered
Invoice Funding Benefits
At Lyft Money, we help Australian businesses access up to 80% of their unpaid invoices instantly. This is the ideal solution for businesses that sell on terms, want to scale fast, or simply need to free up working capital.
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Access up to 95% of invoice value
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Funds paid within 24–48 hours
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No need to chase clients for payment
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Boost cash flow without taking on debt
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Use for wages, stock, or overheads
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Transparent fees with flexible options
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Ideal for B2B and contract-based businesses
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Keep control – your clients don’t need to know
Why Choose Lyft Money?
Access the right funding to grow, invest, and manage cash flow with confidence. Whether you’re expanding, purchasing equipment, or need working capital, Lyft Money provides tailored finance solutions to support your business.
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Finance for all business types
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Flexible loan options
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Fast approvals
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Competitive rates from 6.24%.
Our Services
Invoice Funding
What, When, Who?
What is Invoice Funding?
Invoice funding is a form of short-term finance that allows businesses to access money tied up in unpaid customer invoices. Rather than waiting 30, 60, or even 90 days to get paid, you can unlock a percentage of the invoice upfront, keeping your cash flow healthy.
It’s not a loan – it’s an advance on money already owed to you.
When Should You Use Invoice Funding?
Invoice funding is best used when:
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You need cash to cover operating expenses
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Clients take too long to pay but you’ve got more work coming in
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You want to reinvest in growth or equipment
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Your business is scaling and needs a liquidity boost
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You want to avoid taking on traditional debt
Who Is It Great For?
Invoice funding works best for:
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B2B businesses offering terms (e.g. 14, 30, 60 days)
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Contractors and service providers with large clients
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Growing companies with strong receivables
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Trades, logistics, recruitment, and manufacturing industries
Our Services
Lyft Money Invoice Funding
Our Service
Invoice funding helps your business move forward – even when your clients drag their feet.
Contact Us
Ready to Get Started?
Apply in minutes – no upfront costs, no obligation, and no impact on your credit score. Just straight-up support, when you need it
Testimonials
what people say about us
Jane Sonata
Travis Baker
Logan Diggs
Kate Morrison
Frequently asked questions
Find answers to commonly asked questions. If you still need help, feel free to contact us by clicking the blue button below.
1. What is invoice funding?
It allows your business to unlock cash tied up in unpaid customer invoices, so you don’t have to wait 30, 60, or 90 days for payment.
2. How quickly can I access the funds?
Once approved, you can access funds within 24 hours of submitting an invoice.
3. Do I need to fund all my invoices?
Not at all – many providers offer selective invoice funding, meaning you choose which invoices to fund.
4. Will my customers know I’m using invoice finance?
Not necessarily – we offer both disclosed and confidential arrangements depending on your preference.
5. Is this suitable for small businesses?
Yes. Invoice funding is commonly used by SMEs to maintain cash flow while waiting for customer payments.