Heavy-Duty Finance for Heavy-Duty Machinery
Machinery Finance
Power up your operations with flexible funding for machinery and heavy equipment. Whether you’re in construction, agriculture, mining, or manufacturing – we’ll help you finance the machinery you need to take on bigger jobs and boost productivity.
5-Star Google Reviews
Satisfied Customers
Million In Funds Delivered
Machinery Finance Benefits
At Lyft Money, we understand that big machines mean big opportunities – and big costs. Our machinery finance solutions are designed to help Australian businesses purchase, upgrade, or replace heavy machinery without the upfront hit.
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Finance for new and used machinery
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Chattel mortgage, lease, and hire purchase options
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Low-doc and full-doc available
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Funding for excavators, forklifts, loaders, CNCs, and more
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Buy from dealer, auction, or private seller
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Structured repayments to suit seasonal or project-based income
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Flexible loan terms from 1 to 7 years
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Pre-approvals available to move quickly on machinery deals
Why Choose Lyft Money?
Access the right funding to grow, invest, and manage cash flow with confidence. Whether you’re expanding, purchasing equipment, or need working capital, Lyft Money provides tailored finance solutions to support your business.
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Finance for all business types
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Flexible loan options
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Fast approvals
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Competitive rates from 5.99%.
Our Services
Machinery Finance
What, When, Who?
What is Machinery Finance?
Machinery finance helps businesses acquire heavy or specialist equipment by spreading the cost over time. It includes funding options like chattel mortgages, leasing, and hire purchase – often using the machinery itself as security.
When Should You Use Machinery Finance?
Machinery finance is ideal when:
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You’re taking on bigger jobs or growing your operation
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Your current gear is outdated or breaking down
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You want to preserve capital for other business costs
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You need to act fast to secure a second-hand deal
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You want to claim depreciation and interest (check with your accountant)
Who Is It Great For?
Machinery finance works for:
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Earthmoving, excavation, and construction contractors
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Manufacturing, fabrication, and engineering businesses
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Agricultural operations and farming enterprises
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Mining and industrial service providers
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Trades and small operators scaling up
Our Services
Lyft Money Machinery Finance
Our Service
Machinery finance is your gateway to bigger jobs, better results, and long-term growth. We help you fund the machines that drive your business forward – with speed, support, and smart solutions
Contact Us
Ready to Get Started?
Apply in minutes – no upfront costs, no obligation, and no impact on your credit score. Just straight-up support, when you need it
Testimonials
what people say about us
Jane Sonata
Travis Baker
Logan Diggs
Kate Morrison
Frequently asked questions
Find answers to commonly asked questions. If you still need help, feel free to contact us by clicking the blue button below.
1. What kinds of machinery can I finance?
Everything from excavators and bulldozers to CNC machines and farming gear – if it moves or produces, we can likely fund it.
2. Do I need to provide financials?
For larger loans, yes. But for smaller amounts, many lenders offer low-doc or no-doc options.
3. Is financing available for second-hand machinery?
Yes – provided the machinery is in good condition and fits within lender age restrictions.
4. Can I include delivery or installation costs?
Often, yes. We can bundle associated costs into your loan where permitted.
5. Are repayments fixed?
Yes – repayments are set at the start so you can budget with confidence.