Finance for Life’s Big Moments
Personal Loans
From holidays and home improvements to medical costs and debt consolidation – we help you access personal loans that give you freedom, flexibility, and control. No asset required, no stress involved.
5-Star Google Reviews
Satisfied Customers
Million In Funds Delivered
Personal Loan Benefits
At Lyft Money, we offer more than just car finance – our personal loan options help everyday Australians fund the things that matter. Whether it’s planned or unexpected, we make borrowing simple, fast, and fair.
-
Borrow from $5,000 up to $75,000+
-
No security required (unsecured)
-
Loan terms from 1 to 7 years
-
Fixed repayments – know exactly what you’ll pay
-
Fast approvals and same-day funding in many cases
-
Use for medical, weddings, renovations, holidays, or debt consolidation
-
No early repayment penalties
-
Tailored to your credit profile and goals
Why Choose Lyft Money for Personal Loans?
When life happens, you need a lender you can trust. Whether you’re covering medical bills, planning a holiday, or consolidating debt, Lyft Money offers fast and flexible personal loan solutions in Australia designed for real life.
-
Unsecured personal loans up to $75,000
-
Fast approvals, often within 24 hours
-
Low interest rates starting from 5.99%
-
Loan terms from 1 to 7 years
-
No early repayment penalties
Our Services
Personal Loans
What, When, Who?
What is a Personal Loan?
A personal loan is an unsecured loan that gives you access to funds for any personal use – no collateral needed. The loan is repaid over a fixed period with consistent monthly repayments. You can use it for large purchases, debt consolidation, or unexpected expenses.
When Should You Use a Personal Loan?
A personal loan is ideal when:
-
You need funds for a major life event or expense
-
You want to consolidate multiple credit cards or debts
-
You’re covering medical, legal, or education costs
-
You want to improve your home but don’t want to refinance your mortgage
-
You need cash fast, without tying up assets
Who Is It Great For?
Perfect for:
-
PAYG employees needing access to personal funds
-
Individuals without large assets for security
-
People wanting quick access to cash with fixed repayments
-
Anyone looking to reduce high-interest credit card debt
-
Australians funding milestones like weddings, holidays, or renovations
Our Services
Lyft Money Personal Loans
Our Service
Personal loans can give you breathing room when you need it most. We make it easy, flexible, and fully transparent – so you’re never left guessing
Contact Us
Ready to Get Started?
Apply in minutes – no upfront costs, no obligation, and no impact on your credit score. Just straight-up support, when you need it
Testimonials
what people say about us
Jane Sonata
Travis Baker
Logan Diggs
Kate Morrison
Frequently asked questions
Find answers to commonly asked questions. If you still need help, feel free to contact us by clicking the blue button below.
1. What’s the minimum and maximum I can borrow?
Personal loans usually range from $2,000 to $75,000 – we’ll match your needs with a suitable lender.
2. Do I need to provide security?
We offer both secured and unsecured personal loans. Secured loans typically have lower rates.
3. Can I consolidate my debts into one loan?
Yes – debt consolidation is one of the most common reasons people take out personal loans.
4. How long are the loan terms?
Loan terms usually range from 1 to 7 years depending on the amount and your preferences.
5. Will applying affect my credit score?
We’ll assess your options first. Once you’re ready to proceed, a credit check will be done, but we make sure it’s worthwhile before taking that step.