Your New Ride Starts Here
Personal Vehicle Finance
Looking to buy a car, ute, or 4WD? We help everyday Australians secure great rates on car loans for new or used vehicles – from dealerships or private sellers. Drive away with confidence and finance that fits your lifestyle.
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Satisfied Customers
Million In Funds Delivered
Personal Vehicle Finance Benefits
At Lyft Money, we’re not just about business – we also help individuals find car loans that make sense. Whether it’s your first car, an upgrade, or a family SUV, we’ll help you secure a flexible, competitive loan that suits your budget and goals.
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Finance for new or used vehicles
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Buy from a dealer, auction, or private sale
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No-deposit options available
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Fixed rates and predictable monthly repayments
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Pre-approval available so you can shop with confidence
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Flexible terms from 1 to 7 years
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Fast approvals with minimal paperwork
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Friendly support from real finance professionals
Why Choose Lyft Money for Personal Asset Finance?
Ready to drive away in your new car, motorcycle, or recreational vehicle? Lyft Money makes personal asset finance simple, affordable, and tailored to your lifestyle. Whether buying from a dealership or privately, we’ve got you covered.
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Finance for cars, motorcycles, boats, and caravans
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Fast approvals, often within 24 hours
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Low interest rates starting from 5.94%
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Loan terms from 1 to 7 years
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No early repayment penalties
Our Services
Personal Vehicle Finance
What, When, Who?
What is Personal Vehicle Finance?
Personal vehicle finance helps individuals buy a car or other road vehicle using a secured or unsecured loan. The loan is repaid over a fixed period, with either fixed or variable interest rates. The vehicle itself can often be used as security for lower rates.
When Should You Use Vehicle Finance?
Car finance is ideal when:
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You want to buy a car but don’t want to pay cash upfront
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You’re upgrading your current vehicle
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You’ve found a great deal with a private seller
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You want to refinance your current car loan for a better rate
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You’re after fixed, manageable repayments
Who Is It Great For?
Perfect for:
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First-time car buyers
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Families needing a second vehicle
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People upgrading to a newer or more reliable car
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Individuals buying from private sellers
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Anyone wanting simple, structured repayments
Our Services
Lyft Money Personal Car Loans
Our Service
Buying a car should be exciting – not stressful. We make car loans simple, fast, and tailored to your needs so you can drive away with confidence and control.
Contact Us
Ready to Get Started?
Apply in minutes – no upfront costs, no obligation, and no impact on your credit score. Just straight-up support, when you need it
Testimonials
what people say about us
Jane Sonata
Travis Baker
Logan Diggs
Kate Morrison
Frequently asked questions
Find answers to commonly asked questions. If you still need help, feel free to contact us by clicking the blue button below.
1. Can I finance a car for personal use?
Absolutely – whether it’s a new car, used car, private sale or dealership, we can help you drive away.
2. Can I get a pre-approval?
Yes – it’s a great way to shop with confidence and avoid delays at the dealership.
3. Do I need a clean credit history?
Not necessarily – we work with a range of lenders, including those who offer finance to people with a few bumps on their credit file.
4. Can I finance a car from a private seller?
Yes – we can organise finance for private sales as well as dealership purchases.
5. Is insurance required?
Yes – comprehensive insurance is usually required to protect the lender’s interest (and yours).