Flexible, Tailored Business Finance for Growing Australian Businesses

   1800 005 938   Level 14, 3 Parramatta Square, 153 Macquarie St, Parramatta NSW 2150

Finance Built for Heavy Vehicles

Truck Finance

Finance your next truck, trailer, or heavy vehicle with ease. From small rigid trucks to semis and prime movers – we’ll help you secure the funding you need to get moving and stay competitive.

5-Star Google Reviews

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Satisfied Customers

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Million In Funds Delivered

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Truck Finance Benefits

At Lyft Money, we know how important your truck is to your business. That’s why we work with lenders who specialise in transport finance – offering flexible terms, fast approvals, and low-doc options for experienced operators.

  • Loans from $20K to $1M+

  • New and used trucks financed

  • Finance for prime movers, tippers, refrigerated units, and more

  • Options for low-doc or full-doc loans

  • Chattel mortgage, lease, or hire purchase available

  • Buy from dealer, private seller, or auction

  • Terms from 1–7 years with tailored repayments

  • Refinance options available for existing loans

Why Choose Lyft Money?

Access the right funding to grow, invest, and manage cash flow with confidence. Whether you’re expanding, purchasing equipment, or need working capital, Lyft Money provides tailored finance solutions to support your business.

  • Finance for all business types

  • Flexible loan options

  • Fast approvals

  • Competitive rates from 6.24%.

Our Services

Truck Finance

Heavy Vehicle Specialists

We work with lenders who understand trucks – not just spreadsheets.

Low-Doc Solutions Available

ABN holders with experience may qualify with limited paperwork.

Flexible Loan Structures

Choose the setup that best suits your business operations and tax strategy.

Buy What You Need, How You Want

Finance available for single vehicles or full fleets, new or second-hand.

Refinance and Upgrade


Already own a truck? We can help you refinance or access equity.

Speed Matters


Quick application and fast turnaround so you can get on the road sooner.

What, When, Who?

What is Truck Finance?

Truck finance is funding used to purchase commercial heavy vehicles. It’s structured to suit operators in transport, logistics, and construction – with options for low-doc approvals, flexible terms, and the ability to finance related gear like trailers and bodies.

When Should You Use Truck Finance?

Truck finance is ideal when:

  • You’re upgrading or expanding your fleet

  • You need to replace a broken-down or outdated truck

  • You’ve secured a new contract that requires a vehicle

  • You want to refinance for better terms

Who Is It Great For?

Great for:

  • Transport businesses and subcontractors

  • Owner-operators and logistics contractors

  • Earthmoving, civil works, or freight operators

  • Business owners needing reliable access to funding for heavy vehicles

Our Services

Lyft Money Truck Finance

Get on the Road Sooner

We fast-track your application and connect you to the right lenders.

Real Industry Experience

We know transport – and we know what lenders need to see.

Buy With Confidence

We’ll guide you through the process so you don’t miss a thing.

Flexible Repayments

We structure repayments around your cash flow and contract needs.

Our Service

Truck finance designed for Australian operators – fast, flexible, and tailored to your business

Contact Us

Ready to Get Started?

Apply in minutes – no upfront costs, no obligation, and no impact on your credit score. Just straight-up support, when you need it

Testimonials

what people say about us

Jane Sonata
Jane Sonata
Getting a car loan through Outgrid was the best decision I ever made. The entire process was smooth, and I was able to drive away in my dream car within days!
Travis Baker
Travis Baker
Getting a car loan through Outgrid was the best decision I ever made. The entire process was smooth, and I was able to drive away in my dream car within days!
Logan Diggs
Logan Diggs
Getting a car loan through Outgrid was the best decision I ever made. The entire process was smooth, and I was able to drive away in my dream car within days!
Kate Morrison
Kate Morrison
Getting a car loan through Outgrid was the best decision I ever made. The entire process was smooth, and I was able to drive away in my dream car within days!

Frequently asked questions

Find answers to commonly asked questions.  If you still need help, feel free to contact us by clicking the blue button below.

1. What types of trucks can I finance?

We finance prime movers, tippers, pantechs, curtain siders, refrigerated trucks and more – both new and used.

2. Do I need a deposit?

Not always. We can often secure 100% finance depending on your financials and credit profile.

3. Can owner-drivers apply for truck finance?

Absolutely. Whether you’re a sole trader or running a fleet, we’ve got options to suit your setup.

4. What’s the maximum age of truck I can finance?

It varies, but most lenders accept trucks up to 5–10 years old. We’ll match you with the right one.

5. Can I refinance my existing truck loan?

Yes, refinancing can reduce repayments or unlock equity in your current truck.

Get a Quote

Looking for the best rates on your business loan?

Lyft Money has you covered! Our simple quote process makes it easier than ever to secure the funding you need to grow your business.

Complete the form to get a quote. One of our specialist brokers will be in touch within 24 hours to discuss your options.