Finance Built for Heavy Vehicles
Truck Finance
Finance your next truck, trailer, or heavy vehicle with ease. From small rigid trucks to semis and prime movers – we’ll help you secure the funding you need to get moving and stay competitive.
5-Star Google Reviews
Satisfied Customers
Million In Funds Delivered
Truck Finance Benefits
At Lyft Money, we know how important your truck is to your business. That’s why we work with lenders who specialise in transport finance – offering flexible terms, fast approvals, and low-doc options for experienced operators.
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Loans from $20K to $1M+
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New and used trucks financed
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Finance for prime movers, tippers, refrigerated units, and more
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Options for low-doc or full-doc loans
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Chattel mortgage, lease, or hire purchase available
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Buy from dealer, private seller, or auction
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Terms from 1–7 years with tailored repayments
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Refinance options available for existing loans
Why Choose Lyft Money?
Access the right funding to grow, invest, and manage cash flow with confidence. Whether you’re expanding, purchasing equipment, or need working capital, Lyft Money provides tailored finance solutions to support your business.
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Finance for all business types
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Flexible loan options
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Fast approvals
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Competitive rates from 6.24%.
Our Services
Truck Finance
What, When, Who?
What is Truck Finance?
Truck finance is funding used to purchase commercial heavy vehicles. It’s structured to suit operators in transport, logistics, and construction – with options for low-doc approvals, flexible terms, and the ability to finance related gear like trailers and bodies.
When Should You Use Truck Finance?
Truck finance is ideal when:
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You’re upgrading or expanding your fleet
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You need to replace a broken-down or outdated truck
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You’ve secured a new contract that requires a vehicle
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You want to refinance for better terms
Who Is It Great For?
Great for:
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Transport businesses and subcontractors
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Owner-operators and logistics contractors
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Earthmoving, civil works, or freight operators
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Business owners needing reliable access to funding for heavy vehicles
Our Services
Lyft Money Truck Finance
Our Service
Truck finance designed for Australian operators – fast, flexible, and tailored to your business
Contact Us
Ready to Get Started?
Apply in minutes – no upfront costs, no obligation, and no impact on your credit score. Just straight-up support, when you need it
Testimonials
what people say about us
Jane Sonata
Travis Baker
Logan Diggs
Kate Morrison
Frequently asked questions
Find answers to commonly asked questions. If you still need help, feel free to contact us by clicking the blue button below.
1. What types of trucks can I finance?
We finance prime movers, tippers, pantechs, curtain siders, refrigerated trucks and more – both new and used.
2. Do I need a deposit?
Not always. We can often secure 100% finance depending on your financials and credit profile.
3. Can owner-drivers apply for truck finance?
Absolutely. Whether you’re a sole trader or running a fleet, we’ve got options to suit your setup.
4. What’s the maximum age of truck I can finance?
It varies, but most lenders accept trucks up to 5–10 years old. We’ll match you with the right one.
5. Can I refinance my existing truck loan?
Yes, refinancing can reduce repayments or unlock equity in your current truck.