Jet ski finance from 48+ Australian lenders.

Yes. The trailer, cover and accessories bought with the jet ski from the dealer are included in the loan, secured against the jet ski. Amounts from around $10,000 qualify, and terms of up to five years are common.

Yes. Used jet skis from dealers and private sellers are financed with a PPSR check, proof of ownership and registration, and lenders look at hours, age and service history. Most lenders finance jet skis up to about 10 years old at the end of the term.

As a guide, a $25,000 jet ski and trailer over five years costs roughly $500 to $560 a month depending on the rate and your credit profile. Use the calculator on this page for your figures and your broker firms up the number with a real quote.

The lender does not require it, but a personal watercraft licence is required to ride in most states and insurance is required from settlement, so arrange both before delivery. Lenders assess income, credit history and the deposit.

Yes. Leisure asset lending is available for caravans, camper trailers, boats, jet skis, motorbikes and horse floats, secured against the asset itself. Because these are bought for private use, the loan is regulated consumer credit with responsible lending obligations and a comparison rate. Terms are commonly up to seven years, sometimes longer for larger caravans and boats. Lenders consider the asset's age and type as well as your income and existing commitments.

A leisure asset loan is a secured consumer loan where the boat, caravan, motorbike, jet ski or camper trailer is the security, which keeps the rate lower than an unsecured personal loan. Terms run from one to seven years, repayments are fixed, and a balloon can be set to lower the monthly cost. Lenders quote a comparison rate and assess affordability under responsible lending rules, and the asset must be insured for the term.

Boats and outboard engines, caravans, camper trailers and motorhomes, jet skis, motorbikes and scooters, off-road buggies and quad bikes, and trailers. New assets from dealers are the simplest; used assets from dealers and private sellers are financed with a PPSR check and usually an inspection or valuation. Boat packages with the trailer and motor can be financed together.

Leisure asset loans commonly range from $5,000 to $150,000 or more for large caravans and boats, with lenders financing up to the full purchase price for well-qualified borrowers and often including registration, insurance and accessories. The amount depends on your income and commitments under responsible lending rules and on the asset’s value. A deposit lowers the repayment and can improve the rate.

Boats, caravans and jet skis can lose value faster than cars, particularly in the first few years, so lenders are careful that the loan balance does not sit above the asset’s value for too long. That influences the maximum term, whether a deposit is asked for and how large a balloon they will allow. A modest deposit and a term that matches how long you will keep the asset keeps you ahead of the depreciation curve, which your broker explains for the specific asset.

Yes. Private-sale boats, caravans and bikes are financed with a PPSR check to confirm no finance is owing, verification of the seller, and usually an inspection or valuation. Most lenders set an age limit at the end of the loan, which varies by asset type and is often longer for caravans than for jet skis. Allow a few extra days compared with a dealer purchase for the checks.