A man holding the keys to a new dual-cab ute delivered to his driveway

New or used, any make, Australia-wide

Tell us the car you want. We find it, negotiate it and finance it.

Fleet pricing through our national dealer network, the loan arranged by the same broker, and the car delivered to your door. No sourcing fee.

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One broker for the car and the loan, from first call to delivery.

What are you looking for?

Give us the spec and the budget. A broker calls you back to confirm, then our sourcing team goes to work.

I’m buying as
New or used?
Budget$60,000
$10,000$500,000+
Got a car to trade in?

By submitting you agree to be contacted by Lyft Money about your enquiry and to our privacy policy. We are a credit assistance provider (ACL 541052), not a lender or a car dealer. No credit check is performed at this stage.

Any make, any modelNew, demo or used
Fleet pricingThrough our dealer network
No sourcing feeWe are paid for the finance
Delivered to youAnywhere in Australia
Stefan Siciliano, Lyft Money co-founder, taking a client call in the Parramatta office
Stefan · Co-founder
Anthony Di Martino, senior broker, walking a client through their finance options
Anthony · Senior Broker
Kris, Lyft Money co-founder, comparing lender quotes at his desk
Kris · Co-founder

How it works

From “I want a HiLux” to keys in hand.

You never sit across a desk from a salesperson. We do the searching, the negotiating and the paperwork, and you see the price before you commit.

  1. 01

    Tell us the car

    Year, make, model, must-haves and your budget. New, used or either. If you already have a quote, send it over.

  2. 02

    We search and negotiate

    Our sourcing team goes to the dealer network across Australia, finds the stock and negotiates the price, the extras and the trade-in for you.

  3. 03

    You approve the price in writing

    You see the drive-away price and the finance side by side before anything is signed. No pressure, no Saturday at the yard.

  4. 04

    We sort the finance and delivery

    Your Lyft Money broker arranges the loan, the paperwork and rego. The car is delivered to your door or ready for pickup.

The lender makes the final credit decision. Vehicle availability and pricing depend on dealer stock at the time.

Recent deals

What the dealer quoted. What we got it for.

Next deal

Your next ute

Dual-cab utes are the deal we do most. Tell us the spec and the budget and we come back with a price and a chattel mortgage to match.

Make it yours →

Next deal

Your next van

Vans for trades, couriers and cafés, new or used, sourced and financed in one go.

Make it yours →

Next deal

Your next family car

SUVs, hatches and hybrids for the school run, priced through the dealer network so you never sit in a sales office.

Make it yours →

Why not just walk into the dealership?

Because the dealer’s best price is not the network’s best price.

Fleet pricing, not sticker price

Our sourcing partners buy volume across Australia, so the dealer quotes them a fleet price, and that saving is yours.

No sourcing fee

Finding the car costs you nothing extra. We are paid for arranging the finance, so the cheaper the car, the easier the loan.

One broker for the car and the loan

The person negotiating the price is talking to the person arranging the finance. No gaps, no surprises at settlement.

Beat the quote you already have

Give us the best price you have been offered and we will go after it. If we cannot beat it, we tell you straight.

Trade-in handled

We get an offer on your current car and put it towards the new one, or pay it out as cash.

Anywhere in Australia

Parramatta to Perth. The car is sourced where the stock is and delivered where you are.

Already have a quote?

Send it. We’ll go after it.

Put the best price you have been offered in the form. Our sourcing team takes that figure to the network as the number to beat, and tells you straight if it cannot.

Beat my quote

From Lyft Money clients

Clear advice.
People who stay in touch.

Rated 5.0 from 340 Google reviews. Read them on Google.

★★★★★
“keeping us informed every step of the way”
Philip FuaivaaGoogle review excerpt · Aug 2026
★★★★★
“He explained all the financing options clearly”
Paul PanaconnectGoogle review excerpt · May 2025
★★★★★
“helped out my business”
Kerabo CarpentryGoogle review excerpt · Nov 2024

The finance side

The same broker arranges the loan.

Once the price is locked in, your Lyft Money broker compares lenders across our panel. Individuals get a personal car loan quoted with the comparison rate and total repayable in writing; you can see today’s lender rates before you start. Businesses choose between a chattel mortgage, a lease or a novated lease, and business vehicle finance covers utes, vans and fleets of any size.

Straight answers

Vehicle sourcing FAQs.

Have a question?

Talk to us: 1800 005 938

Does it cost anything to have Lyft Money source my vehicle?

No. There is no sourcing fee. Lyft Money is paid for arranging the finance, so the sourcing comes as part of the service. For consumer loans you receive a written credit quote before anything is submitted.

Can you source used and demo cars, or only new?

All three. New, dealer demos and quality used cars from our dealer network. For demos we show a new-versus-demo cost comparison so you can see what the saving really is.

How long does it take?

Popular models in stock take a few hours to a couple of days to price and lock in. Factory orders and rare specs take longer, and we tell you the expected wait before you commit.

Do I still have to visit a dealership?

Usually not. The negotiation, paperwork and delivery are handled for you. If you want a test drive or to see the car first, we arrange it.

I already have a quote. Can you beat it?

Send it through on the form. Our sourcing team goes back to the network with that figure as the target. Most of the time we beat it, and if we cannot we say so rather than waste your time.

Can you take my current car as a trade-in?

Yes. We get a valuation and an offer on your current vehicle. You can put it towards the new car or take the cash.

Is this for business buyers too?

Yes, and it is most of what we do: utes, vans, 4WDs and company cars for tradies and businesses, financed on a chattel mortgage or lease so the tax treatment works for you. Fleets of any size welcome.

How does the finance work alongside the sourcing?

Once the price is agreed your Lyft Money broker compares lenders across our panel and arranges the loan. Consumer buyers get a comparison rate and total repayable in writing. Business buyers choose between a chattel mortgage, lease or novated lease. Nothing goes to a lender without your go-ahead.

Your car. Your price.

Skip the yard.
Keep the saving.
Drive it home.

Tell us the car and the budget. We come back with a price and the finance to match.

No sourcing fee. No obligation to proceed.
Check my options