Parramatta, NSW
Business loan broker in Parramatta, rated 5.0 from 340 Google reviews.
Lyft Money is a Parramatta-based, licensed business loan broker (ACL 541052) comparing unsecured and secured business loans, overdrafts and lines of credit across 48+ lenders for businesses in Parramatta. One broker, every option explained in writing, nothing submitted until you say go.
340 client reviews
One broker from your first call through to funding.
See which options fit your Parramatta business.
Tell us what the money needs to do. A Lyft Money broker compares 48+ lenders and explains the rate, fees and total cost before you decide.
Access to 18+ unsecured loan lenders
Lenders on our panel that fund unsecured loans.
At a glance
The broker at a glance.
- Google rating
- 5.0 from 340 reviews
- Lender panel
- 48+ lenders
- Licence
- ACL 541052 · AFCA 93387
- Office
- Level 14, 3 Parramatta Square
- Hours
- Monday to Friday, 8:30am – 5:30pm
- Indicative unsecured loan rates
- 9.9% – 29.5% p.a.
- Typical speed
- 24–72 hours after documents are received
Rates are indicative ranges observed across our panel. Your rate depends on the lender, the asset and your file.
Choosing a broker
What a business loan broker in Parramatta should do for you
A good broker widens your options and narrows your risk: more lenders in play, the trade-offs explained before you commit, and one person accountable from quote to settlement.
A business loan broker sits between you and the lenders. Instead of applying to one bank and taking whatever comes back, the broker checks your situation against a panel of lenders, tells you which ones are likely to say yes and on what terms, and runs the application so you are not repeating yourself. For business finance the broker also structures the deal: term, balloon, security and documentation level all change the rate and the approval odds.
How to choose a business loan broker in Parramatta
- Licence and membership. Search the Australian Credit Licence on ASIC's register and confirm AFCA membership. Lyft Money holds ACL 541052 and is AFCA member 93387.
- A real panel. Ask how many lenders they compare and whether they show you more than one option. Our panel is 48+ lenders, listed on this page.
- Paid how, and disclosed when. Lender commission is normal; it should be disclosed before you sign, not after.
- Reviews you can read. Look for volume and recency, not just a star rating. Ours are on Google: 5.0 from 340 reviews.
- Local knowledge. A broker who knows Parramatta knows which lenders like the local industries and which assets settle quickly here.
How Lyft Money works in Parramatta
Parramatta is home. Our office is at Level 14, 3 Parramatta Square, and Anthony, Stefan and Kris meet Parramatta clients in person — at our office or at your premises. Documents are handled online where that is easier, and settlements are arranged Australia-wide, but if you would rather sit down and go through the numbers face to face, that is a short walk for most Parramatta businesses.
Parramatta’s service businesses — legal and accounting firms, allied health clinics, agencies and consultancies — have little to secure a loan against beyond a fit-out worth nothing on exit. Unsecured lending does the work: funding a hiring push, an office move within the CBD, a tax liability or a slow quarter. Being able to walk into our Parramatta Square office and go through the real total cost, not just the repayment, is the point of using a broker locally.
Questions to ask any broker
- Which Australian Credit Licence do you operate under, and are you an AFCA member?
- How many lenders do you actually compare, and can you show me more than one option?
- How are you paid, and will you disclose the commission before I sign?
- Who handles my file after settlement if something changes?
- What can you settle in a week, and what takes longer?
What you get with Lyft Money
A named broker who compares unsecured and secured business loans, overdrafts and lines of credit across 48+ lenders, explains the rate, fees, balloon and total cost in writing, and submits nothing until you say go. We are a broker, not a lender, and we say so on every quote.
Why Parramatta borrowers use a broker
Parramatta is the central business district of Western Sydney and the second commercial centre of the greater Sydney region. Its economy is built on health around Westmead, education, state and federal government offices, professional services and a construction sector kept busy by continuous commercial and residential development. Parramatta Square, the light rail and Metro West have concentrated corporate tenancies into the city core.
Commonly financed in Parramatta
- Business car
- IT hardware
- Shop fit-out
- Ute
- Ultrasound machine
A clear next step
How it works in Parramatta.
Our AI helps check lender fit across 48+ lenders. Your broker reviews the options and explains what they mean for you.
- 01
Tell us what you need
Purpose, amount, how long you have been trading and how cash moves through the business.
- 02
Share your documents
Usually ID and 6 months of business bank statements. Some lenders ask for BAS or financials above certain amounts.
- 03
Compare and decide
Your broker presents matching options with the rate, repayments, fees and total cost. You give the go-ahead before submission.
- Driver licence or passport
- 6 months of business bank statements
- BAS or financials for larger amounts
The lender makes the final credit decision. Available options depend on your business and the lender’s assessment.
Before you make a decision
Estimate your unsecured loan repayments.
Adjust the amount, rate and term to see the repayment and the total cost over the term.
- Number of repayments
- 36
- Total interest (est.)
- $32,868
- Total repaid (est.)
- $160,868
This calculator is a guide only. It uses simplified assumptions, excludes fees and charges unless stated, and is not an offer or quote. Actual repayments are confirmed by the lender in its loan contract.
From Lyft Money clients
Clear advice.
People who stay in touch.
Rated 5.0 from 340 Google reviews across the types of finance we arrange. Read them on Google.
“keeping us informed every step of the way”
“He explained all the financing options clearly”
“helped out my business”
Finance we arrange in Parramatta
Recently settled in Parramatta
Industries we know in Parramatta
Assets commonly financed in Parramatta
Straight answers
Business loan broker Parramatta: your questions.
Have a question?
Talk to us: 1800 005 938Do I need to come into the Parramatta office?
No. Most Parramatta clients deal with their broker by phone, email and video, and sign electronically. The office at Level 14, 3 Parramatta Square is there if you prefer to meet in person; hours are Monday to Friday, 8:30am – 5:30pm.
What does a business loan broker cost in Parramatta?
In most cases nothing directly. The lender pays Lyft Money a commission when the loan settles, and we disclose it before you sign. Where a fee applies, for example on a complex or private deal, it is quoted in writing before any work starts. You are never charged for a comparison or a quote.
How do I check a finance broker is legitimate?
Search the broker's Australian Credit Licence on ASIC's Professional Registers and confirm they are a member of the Australian Financial Complaints Authority (AFCA). Lyft Money operates under ACL 541052 and is AFCA member 93387. Then read recent Google reviews and ask how many lenders they compare and how they are paid.
Is Lyft Money a lender or a broker?
We are a finance broker. We compare suitable options from our lender panel and help you through the process. We explain any broker fee and how we are paid before you proceed. The lender assesses and decides the application.
Will checking my options affect my credit file?
Making an initial enquiry is not the same as applying to a lender. We discuss your circumstances and likely options first. Your broker will explain any credit check that is required and obtain your consent before proceeding.
Do I have to proceed after enquiring?
No. You can review the options and ask questions before deciding. Nothing is submitted to a lender without your go-ahead.
How many lenders does Lyft Money work with?
We hold accreditations with a panel of more than 18 lenders, spanning major banks, non-bank asset financiers, specialist commercial funders, invoice and trade finance providers and short-term fintech lenders. A panel matters because credit appetite varies enormously: an asset or an industry that one funder avoids may be routine for another. We select from the panel based on your circumstances rather than sending the same application everywhere.
How does Lyft Money get paid?
Lenders typically pay us a commission when a loan settles, and in some cases a broker fee applies which we disclose before you proceed. We explain how we are paid for your specific loan before anything is submitted.
What can I do if I am unhappy with your service?
Tell us first — raise it with your broker or ask for it to go to our internal complaints process, and we will investigate and respond. If you are not satisfied with the outcome, you can take the matter to the Australian Financial Complaints Authority, an independent external dispute resolution scheme we are a member of. AFCA is free for consumers and small businesses. We will give you our complaints details and AFCA's contact details on request.
Are you licensed, and what does that cover?
Lyft Capital Pty Ltd holds Australian Credit Licence 541052. A credit licence is required to arrange consumer credit regulated by the NCCP Act — for example a personal car loan or a personal loan — and brings obligations around responsible lending, disclosure and dispute resolution. Commercial lending to a business for business purposes is generally outside that regime, but we apply the same standards of disclosure to it. We are also a member of AFCA.
Parramatta business. Your decision.
See your options.
Know the costs.
Decide with confidence.
One broker to explain it. Clear numbers before you proceed.
No obligation to proceed.